Call 507-345-3029 to pre-register and obtain dates, times, and venues or for information and registration, visit us at:  www.homebuyerclass.org  Classes cover some of the following topics:

 
Is home ownership right for you?

 

Lifelong money management
•    getting credit ready
•    balancing your mortgage with your monthly expenses

Financing a home
•    types of home financing
•    qualifying for a mortgage
•    the loan application process

Shopping for a home to meet your needs
•    working with a realtor
•    the difference between an appraisal and a home inspection

Closing on your loan
•    your responsibilities as a buyer
•    what do you need for closing

Life as a homeowner
•    building equity
•    home maintenance floor coverings
•    landscaping for energy savings

Should you buy an existing home or build
•    costs and return on investment
•    what about refinancing

These classes will help you in the home buying process and may qualify you for special mortgage financing.